Effective Date: January 1, 2024 | Last Updated: January 1, 2024
BAJ FUNDING INC ("Company," "we," "us," or "our") respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website bajfunding.com or interact with our services.
Information We Collect
We may collect the following categories of personal information:
- Personal Identifiers: Name, email address, phone number, mailing address
- Business Information: Company name, industry, revenue, years in operation
- Financial Information: Bank statements, tax returns, and other financial documents provided as part of a funding application
- Technical Data: IP address, browser type, device information, pages visited, and interaction data collected through cookies and similar technologies
- Communication Data: Records of correspondence, including emails and messages sent through our contact forms
How We Use Your Information
We use the information we collect for the following purposes:
- To process and evaluate funding applications
- To communicate with you about our products and services
- To send you marketing and promotional communications (with your consent)
- To improve our website and services
- To comply with legal and regulatory requirements
- To protect against fraud and unauthorized access
How We Share Your Information
We may share your personal information with:
- Service Providers: Third-party vendors who assist with payment processing, data analysis, marketing, and IT services
- Legal Obligations: When required by law, regulation, or legal process
- Business Transfers: In connection with a merger, acquisition, or sale of assets
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes.
All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
SMS & Text Message Communications
If you opt in to receive SMS or text messages from BAJ FUNDING INC, the following terms apply:
- By opting in, you consent to receive recurring marketing and promotional SMS/MMS messages from BAJ FUNDING INC, sent using an automated telephone dialing system (ATDS)
- Message frequency varies; you may receive up to 4 messages per month
- Message and data rates may apply depending on your mobile carrier and plan
- Reply STOP to opt out at any time. Upon opting out, you will receive a single confirmation message and no further SMS messages will be sent
- Reply HELP for assistance, or email us at albert@bajfunding.com
- Consent is NOT a condition of purchase. You may apply for funding or use our services without consenting to receive SMS messages
Cookies and Tracking Technologies
Our website may use cookies, web beacons, and similar tracking technologies to enhance your experience. You can control cookie settings through your browser preferences. Disabling cookies may affect certain features of our website.
Data Security
We implement commercially reasonable technical and organizational measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no method of electronic transmission or storage is 100% secure, and we cannot guarantee absolute security.
Your Rights
Depending on your jurisdiction, you may have the following rights regarding your personal information:
- The right to access the personal information we hold about you
- The right to request correction of inaccurate information
- The right to request deletion of your personal information
- The right to opt out of marketing communications
- The right to file a complaint with a relevant supervisory authority
To exercise any of these rights, please contact us at albert@bajfunding.com.
Data Retention
We retain your personal information for as long as necessary to fulfill the purposes described in this Privacy Policy, comply with legal obligations, resolve disputes, and enforce our agreements.
Children's Privacy
Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have collected information from a minor, please contact us immediately.
Changes to This Policy
We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated "Last Updated" date. We encourage you to review this policy periodically.
Contact Us
If you have questions about this Privacy Policy or our data practices, please contact us:
BAJ FUNDING INC
360 Ave S, Brooklyn, NY 11223
Email: albert@bajfunding.com